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AFT+ Credit Card

Choosing the right AFT+ credit card is as easy as 1,2,3! Click here to apply!
 
Cash Rewards Card
  • Earn unlimited 1.5% cash back on all purchases
  • 0% Intro APR on purchases and balance transfers for 12 months
  • No annual fee
 
Rate Advantage Card
  • 0% Intro APR on purchases and balance transfers for 15 months
  • After 15 months, purchase and balance transfer APRs are lower than the APR of our other card options
  • No annual fee
 
Credit Access Card
  • Earn unlimited 1.5% cash back on all purchases
  • 0% Intro APR for 9 months
  • Annual fee: $35
Hardship Grants
 
Whichever card you choose, after 3 months as a cardholder, you may be eligible for hardship grants.
All grants approved for eligible cardholders are paid by check and you never have to pay them back.1
 
Disability Grants: $1,600-$2,700
Helps eligible cardholders who have lost significant income from a long-term illness or disability.
 
Hospital Grants: $1,200
Aids eligible cardholders with large, unreimbursed hospital expenses.
 
Job Loss Grants: $300
Helps eligible cardholders who have recently been laid off.
 
Strike Grants: $300
Provides assistance to eligible cardholders who are on union-sanctioned strike or experiencing a union-sanctioned lockout.

 

1Certain restrictions, limitations, and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at UnionPlus.org/Assistance.

 

Credit approval required. Terms and conditions apply. The Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license by MasterCard International Incorporated.

 

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.